What Is Commercial Auto Insurance?

Commercial auto insurance is crucial for Alabama business owners who rely on vehicles for their operations. Whether transporting goods, visiting clients, or managing a fleet, having the right coverage can protect your business from significant financial risks.

What is Commercial Auto Insurance?

Commercial auto insurance is designed to cover vehicles used for business purposes. Unlike personal auto insurance, it provides broader protection tailored to the unique risks associated with business operations. This type of insurance typically includes:

• Liability coverage may help cover costs if your business vehicle causes injury or property damage.
• Physical damage coverage may cover repairs or replacement of your vehicle due to accidents, theft or other covered events.
• Uninsured/underinsured motorist coverage may protect you if the other driver lacks sufficient insurance.

Who Needs Commercial Auto Insurance?

In Alabama, any business that uses vehicles for work-related tasks should consider commercial auto insurance. This includes:

• Companies with delivery vehicles or service vans
• Businesses that transport tools or equipment
• Those using vehicles registered in the company’s name

How Global Insurance and Services Can Help

At Global Insurance and Services, we understand the complexities of commercial auto insurance in Alabama.

For more information or to discuss your insurance options, contact Global Insurance and Services today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.