Motorcycle Insurance in Montgomery, AL
Owning a motorcycle comes with added responsibility, as it lacks the safety features of a car. Riders face risks such as accidents, theft and weather-related damage, making proper motorcycle insurance essential for protection.
At Global Insurance and Services in Montgomery, AL, we can provide customized insurance solutions tailored to your needs. With our expertise and dedication to customer service, you can ride confidently.
What Does Motorcycle Insurance Cover?
Motorcycle insurance typically includes several types of coverage: 
- Liability coverage—This can pay for injuries or damage you cause to others in an accident, up to the policy’s limits.
- Collision coverage—This may cover the cost of repairing or replacing your motorcycle if it’s damaged in a collision.
- Comprehensive coverage—This can protect against non-collision-related damage, such as theft, vandalism or natural disasters.
- Medical payments—This may help cover accident-related medical bills for you and your passengers up to the policy’s limits.
- Uninsured/underinsured motorist coverage—This can provide financial protection if you’re involved in an accident with an at-fault driver who lacks adequate insurance.
How Does This Work?
Motorcycle insurance functions similarly to auto insurance. You pay a premium to your insurance provider; they may offer financial protection against covered events. If you file a claim, the insurance company will assess the damage and determine the payout based on your policy’s terms.
How Much Motorcycle Insurance Do I Need?
The amount of motorcycle insurance you need depends on several factors, including your state’s minimum requirements and your personal circumstances. Riders must have at least bodily injury and property damage liability coverage in Alabama. However, it’s often wise to opt for higher coverage limits and additional protections like comprehensive and collision coverage to ensure you’re fully protected.
Where to Get Motorcycle Insurance
For reliable motorcycle insurance in Montgomery, AL, trust Global Insurance and Services. The right coverage can ensure you can confidently enjoy the open road. Contact us today to learn more.