Who Needs an SR-22 in Alabama?

If you’ve been told you need an SR-22, you may be wondering what it means and how it affects your ability to drive. At Global Insurance and Services, we help Alabama drivers understand SR-22 requirements and guide them through the process of getting back on the road legally and confidently.

What Is an SR-22?

An SR-22 is not an insurance policy, but a certificate your insurance company files with the state. This form verifies that you carry at least the state’s minimum required auto insurance coverage. It’s often required for drivers considered “high-risk” due to certain violations or incidents.

Who Needs an SR-22 in Alabama?

You may be required to file an SR-22 if you have experienced any of the following:

• DUI or DWI convictions
• Driving without insurance
• Reckless driving offenses
• Multiple traffic violations in a short period
• License suspension or revocation

The state typically mandates an SR-22 for about three years, but the exact duration can depend on the nature of your offense. It’s crucial to maintain continuous coverage during this period; any lapse or cancellation can result in another license suspension and may restart your SR-22 requirement period.

How Global Insurance and Services Can Help

Our team understands how stressful SR-22 requirements can be. We work with drivers across Montgomery, AL to:

• Find affordable SR-22 insurance options that meet state requirements
• File the SR-22 certificate quickly
• Advise you on maintaining coverage to avoid further penalties
• Support you through the license reinstatement process

If you need an SR-22, you’re not alone. We’re here to help you navigate the process and get back behind the wheel.

Ready to get started or have questions about SR-22 insurance in Alabama? Contact us today and let our team help you move forward.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.