Commercial Auto Insurance in Montgomery, AL
If your business uses vehicles for work, such as deliveries, transporting tools or meeting clients, you likely need commercial auto insurance. This policy may provide coverage for accidents or damage involving business vehicles.
What Does Commercial Auto Insurance Cover? 
A commercial auto policy can be adjusted to meet the scale and scope of your operations. Standard policies usually include the following:
- Liability coverage may pay for damage or injury you cause to others while driving a business vehicle.
- Collision coverage may cover your vehicle’s repair or replacement costs if it hits another object or vehicle.
- Comprehensive coverage may provide financial aid following noncollision incidents like fire, theft or vandalism.
- Uninsured and underinsured motorist coverage may help prevent financial loss if your vehicle gets in an accident with an at-fault driver who has insufficient insurance.
What Is Not Covered By My Policy?
Commercial auto policies do not cover some situations. The following are common exclusions:
- Damage from intentional acts or criminal activity
- Routine maintenance or wear and tear
- Contents inside the vehicle, such as tools or equipment
- Using a vehicle for rideshare or delivery services without proper classification
Contact Us
Contact Global Insurance and Services today to explore policy options that fit your operations. Our team can walk you through coverage options and compare quotes from area insurers.