Homeowners Insurance in Montgomery, AL
Homeowners insurance is critical for protecting your property. If you need a policy, Global Insurance and Services is here to help.
What Is Homeowners Insurance? 
Homeowners insurance may protect your home and personal belongings in the event a covered peril damages or destroys your property. In general, a homeowners policy may include the following key areas:
- Dwelling coverage may cover the physical structure of your home and any attached structures.
- Personal property coverage may cover the repair or replacement costs of your appliances, clothes, furniture and electronics.
- Liability coverage may cover legal and medical expenses if you’re found liable for property damage or bodily injuries to another party.
- Additional living expenses may cover temporary shelter, food and other costs if your home becomes uninhabitable due to a covered peril.
Do I Need Homeowners Insurance?
While homeowners insurance is not required in many states, your mortgage lender may still require proof of policy. Even if it’s not mandated, carrying adequate homeowners coverage is always a good idea as it can shield you from losses in case your home gets damaged or destroyed.
How Do I Get Homeowners Insurance?
Contact Global Insurance and Services today for a personalized quote.