SR-22 in Montgomery, AL

For drivers who have faced serious or repeated traffic offenses, being required to file an SR-22 is one of the legal consequences that can follow.

An SR-22 is not an insurance policy; it’s a form your insurer files with the state to confirm that you meet minimum state-required auto liability coverage requirements. It is typically required for drivers considered high risk by state authorities. This could result from operating without a license or valid insurance, causing at-fault accidents or accumulating multiple violations within a short period.

If coverage ends for any reason during the required period—typically three years—the insurer is obligated to notify the state, which may result in license suspension or additional penalties. Keeping your policy active and current is essential throughout the entire SR-22 filing term.

Do You Need to Own a Car to Get SR-22-Compliant Coverage?

Obtaining SR-22-compliant auto insurance can feel unfamiliar if you’ve never needed it. The good news is that coverage is accessible, and you don’t need to own a vehicle to file an SR-22.

A non-owner SR-22 policy may be the right fit if you regularly borrow or rent cars. This option allows you to meet state requirements without registering a vehicle in your name.

Where Can You Get SR-22-Compliant Auto Insurance?

SR-22-compliant coverage can be purchased from insurers that work with high-risk drivers. Not all carriers write policies for SR-22 filings, so working with an experienced insurance professional with access to multiple carriers can make the process easier.

Contact Global Insurance and Services for an auto insurance quote. Our team can help you compare pricing and policy features across our network to find appropriate coverage.